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Creditor Academy Private Merchant Processing

Process Payments Privately. Get Paid Securely. Stay in Control.

Welcome to the payment gateway for          private operators

 

Creditor Academy Private Merchant Processing gives you the power to accept payments without compromising your sovereignty, your privacy, or your mission. Built on the robust NMI + International Banking platform + Shopify, we provide elite-level processing designed for those who operate in the private domain — not under the thumb of Big Tech or Big Banks.

Payment Processing

️ Why Choose Creditor Academy?

  • ✔️ Private Merchant Accounts: You’re not “renting” access to a third-party processor. You’re operating through your own secure, fully underwritten account — built to support your Business trust, Private Associations, or any business entity.
  • ✔️ Full Shopify Integration: Sell your products or courses online with ease. Our platform syncs with Shopify, WooCommerce, and other major platforms while keeping your data in your hands.
  • ✔️ No Freezes, No Holds, No Shutdowns: We aren’t Stripe. We aren’t PayPal. You will not wake up one day with your funds frozen. You are in private commerce, and we protect that.
  • ✔️ Total Privacy, End-to-End: No sharing of sensitive data. PCI-DSS Level 1 compliance. Encrypted tokenization. Customer Vaults. Fraud protection. Your clients’ data is safe, and your operation stays private.
  • ✔️ Custom Rates, Human Support: No bots. No nonsense. We offer custom pricing based on your private business structure and real support when you need it.

What You Get with Our Platform

  • ✅ Hosted Private Gateway
  • ✅ Real-Time Reporting Dashboard
  • ✅ Subscription & Recurring Billing
  • ✅ Multiple MIDs & High-Risk Underwriting
  • ✅ Contactless, Mobile, and eCommerce Payments
  • ✅ Advanced Fraud Filters (iSpyFraud)
  • ✅ Customer Vault for Card-on-File
  • ✅ Shopify & WooCommerce Compatibility
  • ✅ Integration with Trust-Owned Entities or PMAs
  • ✅ Full Privacy Alignment — No Compromise

️ Who This Is For?

No matter what industry you’re in — if you value control, privacy, and stability in how you accept payments, this platform is for you.

  • • Small Businesses & Startups
  • • Coaches, Consultants & Creators
  • • E-commerce Stores & Subscription Services
  • • Educational Institutions & Online Academies
  • • Private Membership Associations (PMAs) & Ministries
  • • Health & Wellness Professionals
  • • Real Estate Investors & Property Managers
  • • Financial Advisors, CPAs & Legal Service Providers
  • • Tech Companies, SaaS Platforms & Digital Agencies
  • • Nonprofits, Foundations & Faith-Based Groups
  • • Freelancers, Gig Workers & Remote Teams
  • • Any Business that Wants to Operate Privately & Securely

Ready to Ditch Stripe, PayPal & Big Tech?

Big processors don’t understand private commerce. They’re built for W-2s, corporations, and mainstream compliance. You deserve a processor that works with — not against — your structure. With Creditor Academy Private Merchant Processing, you keep your autonomy, your terms, and your peace of mind.

Ditch Big Tech

Get Started in 3 Private Steps

  1. Complete a Secure Pre-Application – Takes less than 5 minutes.
  2. Get Underwritten by a Private-Friendly Processor – Usually within 48 hours.
  3. Begin Processing Payments Through Your Private Trust, Private Association, or any Business Structure