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Creditor Academy Private Merchant Processing

Process Payments Privately. Get Paid Securely. Stay in Control.

Welcome to the payment gateway for
private operators

Creditor Academy Private Merchant Processing gives you the power to accept payments without compromising your sovereignty, your privacy, or your mission. Built on the robust NMI + International Banking platform + Shopify, we provide elite-level processing designed for those who operate in the private domain — not under the thumb of Big Tech or Big Banks.

Private Merchant

Why Choose Creditor Academy?

What You Get with Our Platform


Hosted Private Gateway

Real-Time Reporting Dashboard

Subscription & Recurring Billing

Multiple MIDs & High-Risk Underwriting

Contactless, Mobile, and eCommerce Payments

Advanced Fraud Filters (iSpyFraud)

Customer Vault for Card-on-File

Shopify & WooCommerce Compatibility

Integration with Trust-Owned Entities or PMAs

Full Privacy Alignment — No Compromise

Who This Is For?

No matter what industry you’re in — if you value control, privacy, and stability in how you accept payments, this platform is for you.

Small Businesses & Startups
Coaches, Consultants & Creators
E-commerce Stores & Subscription Services
Educational Institutions & Online Academies
Private Membership Associations (PMAs) & Ministries
Health & Wellness Professionals
Real Estate Investors & Property Managers
Financial Advisors, CPAs & Legal Service Providers
Tech Companies, SaaS Platforms & Digital Agencies
Nonprofits, Foundations & Faith-Based Groups
Freelancers, Gig Workers & Remote Teams
Any Business that Wants to Operate Privately & Securely

Ready to Ditch Stripe, PayPal & Big Tech?

Big processors don’t understand private commerce. They’re built for W-2s, corporations, and mainstream compliance. You deserve a processor that works with — not against — your structure. With Creditor Academy Private Merchant Processing, you keep your autonomy, your terms, and your peace of mind.

Ditch Big Tech

Get Started in 3 Private Steps

STEP 1:

Complete a Secure Pre-Application – Takes less than 5 minutes.

STEP 2:

Get Underwritten by a Private-Friendly Processor – Usually within 48 hours.

STEP 3:

Begin Processing Payments Through Your Private Trust, Private Association, or any Business Structure.