Privacy Policy

Effective Date: 26 September 2024

1. Introduction

Creditor Academy ("we," "our," or "us") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

2. Information We Collect

  • Personal Information: Name, email address, phone number, billing details, and account credentials when you register or make a purchase.
  • Payment Information: Collected via secure third-party payment processors.
  • Usage Data: IP addresses, browser type, device information, and usage patterns collected via cookies and analytics tools.
  • Communications: Messages you send us via contact forms, chat support, or email.

3. How We Use Your Information

  • Providing access to courses, memberships, and business services.
  • Processing payments and managing accounts.
  • Improving website functionality and user experience.
  • Sending important updates, newsletters, and promotional offers (with your consent).

4. Sharing of Information

  • Service Providers: Payment processors, hosting services, and analytics providers.
  • Legal Authorities: When required by law or to protect our rights.
  • Business Partners: If you enroll in courses or services provided in collaboration with third parties.

5. Cookies and Tracking Technologies

We use cookies to enhance your experience. You can modify your browser settings to disable cookies, but some features may not function properly.

6. Data Security

We implement industry-standard security measures to protect your data. However, no method of transmission over the Internet is 100% secure.

⚙️7. Your Rights and Choices

  • Access, update, or delete your personal information.
  • Opt out of marketing communications.
  • Request a copy of your data.

8. No Refund Policy

All purchases made on Creditor Academy are final. We do not offer refunds under any circumstances.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices.

10. Children's Privacy

Our services are not intended for individuals under the age of 13. We do not knowingly collect data from children.

11. Changes to This Policy

We may update this Privacy Policy from time to time. The latest version will be available on our website.

12. Contact Us

Creditor Academy
Email: counselor@creditoracademy.com