Terms and Conditions

Effective Date: 26 September 2024

1. Introduction

Welcome to Creditor Academy! These Terms and Conditions govern your use of our website and services. By accessing or using our website, you agree to comply with these terms.

✅2. User Eligibility

• You must be at least 18 years old to use our services.
• If you are under 18, you may use our services only with the consent of a parent or guardian.

3. Account Registration

• To access certain features, you must create an account with accurate and complete information.
• You are responsible for maintaining the confidentiality of your account credentials.
• We reserve the right to suspend or terminate your account if we suspect fraudulent or unauthorized activity.

4. Membership and Payment

• Our services are available through different membership plans.
• Payments are processed through secure third-party payment providers.
• Membership fees are non-refundable under any circumstances.
• We reserve the right to change pricing, but existing subscriptions will be honored until renewal.

5. Prohibited Activities

• Sharing login credentials with others.
• Using our services for illegal activities.
• Copying, distributing, or reselling our content without authorization.
• Engaging in fraudulent transactions or violating intellectual property rights.

©️6. Intellectual Property

All content, including text, videos, logos, and course materials, is owned by Creditor Academy. Unauthorized reproduction or distribution is strictly prohibited.

7. Service Availability and Modifications

• We reserve the right to modify or discontinue any part of our services without notice.
• We are not responsible for service interruptions due to technical issues beyond our control.

⚖️8. Limitation of Liability

Creditor Academy is not responsible for any direct, indirect, incidental, or consequential damages resulting from the use of our services.

✖️9. Termination of Services

• We may terminate or suspend your access to our services for violations of these terms.
• You may cancel your membership at any time, but no refunds will be issued.

10. Governing Law

These terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any disputes shall be resolved through binding arbitration in [Insert Location].

11. Changes to Terms

We reserve the right to update these terms at any time. The latest version will always be available on our website.

12. Contact Us

Creditor Academy
Email: Counselor@creditoracademy.com