By joining CREDITOR ACADEMY, a Private Montessori Association and/or any website or Social Media Group started by, created by, maintained, or organized by the Association, I agree to the terms and conditions of CREDITOR ACADEMY, a Private Montessori Association, Agreement as follows. This Private Montessori Association (PMA) is established to provide a secure and private platform for its members to conduct lawful business, exchange knowledge, and seek counsel in education, finance, law, health, and other areas—all outside the jurisdiction of governmental and regulatory authorities. We believe that the Holy Scriptures, the U.S. Constitution, the various State Constitutions guarantee our members: WE HEREBY DECLARE that we are exercising our right to freedom of association, as protected by the U.S. Constitution, State Constitutions. This means that: Members exercise their right to associate freely and conduct business in the private domain. Members may seek counsel, advice, and assistance from other members on matters including but not limited to: Members maintain absolute freedom to choose what methods, strategies, and solutions they deem best for themselves. The Association does not recognize the authority of any governmental regulatory agency over its internal activities. Members are strictly prohibited from advertising or promoting their own businesses, products, or services within the Creditor Academy, its websites, or Social Media Groups without the explicit prior written approval of Creditor Academy. Any member found to be advertising without proper authorization will be subject to immediate banning from the Association, its platforms, and any related groups. A member may cancel their membership. However, if a member cancels their membership within the first year, a cancellation fee will be applied. The cancellation fee will be the lesser of: For example, if a member cancels after six months, the cancellation fee would be the lesser of $399 or (6 months x $69 = $414). In this case, the cancellation fee would be $399. This fee is to compensate the Association for the costs incurred due to the early termination of the membership. Members acknowledge and agree that this cancellation fee is a reasonable estimate of the damages that the Association will incur in the event of early termination. Since the Association is protected by the First, Fourth, Fifth, Ninth, and Tenth Amendments of the U.S. Constitution, it is outside the jurisdiction of federal and state authorities regarding any complaints or grievances against its members. By signing this agreement, I affirm that:Creditor Academy
CREDITOR ACADEMY - A Private Montessori Association
1. Purpose and Legal Standing
2. Private Domain & Freedom of Association
3. Membership Rights and Responsibilities
4. Masterclass Membership & Monthly Fee
5. Cancellation Policy
6. Membership Eligibility and Termination
7. Dispute Resolution & Limitation of Liability
8. Voluntary Participation & Legal Standing
9. Agreement & Acknowledgment